DTB Profits Up 21% to KES 10.7 Billion

DTB (Diamond Trust Bank) has announced a Net Profit of KSh 10.7billion the close of its financial year ended 31^st December 2025- a 21% increase, boosted by a sustained expansion in the customer base across East Africa, which grew to 4.5 million at the end of 2025 from 3.1 million a year earlier.

Diamond Trust Bank now boasts of a strong and growing 157- branch footprint and serves the mid-  markets, SME and retail segments.

The lender’s non-performing loans ratio(NPLs) declined to 10.8% from 12.3% the year prior. The drop in NPLs and sharp improvement in coverage signals cleaning up of legacy risk. Diamond Trust Bank is positioning itself ahead of the credit cycle, not reacting to it. DTB has set a target of achieving single digit NPLs ratio by the end of 2026.

Shareholders’ equity crossed the KSh 100 billion mark while expanding its regional footprint to 4.5M customers, signalling a transition from a mid-tier bank to a regional scale player.

“These results reflect the strength of our strategy and the resilience of our business model. We have delivered quality growth while maintaining strong discipline and enhancing operational efficiency. Our continued investment in digital capabilities is enabling us to serve our customers better and expand access to financial services across our markets,” said Nasim Devji DTB Group Chief Executive Officer.

DTB fits well in the current mood at the Nairobi Securities Exchange(NSE) where investors are rotating toward fundamentally strong banks. There is also a heightened sensitivity to asset quality and provisioning risk with listed firms that preserve capital and have predictable earnings getting premium valuation.

Murali Natajaran, Diamond Trust Bank Kenya CEO said, “Our performance is not only measured by financial returns, but also by the impact we create. Through our initiatives, we support communities, advance financial inclusion and contribute to climate action.”