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NCBA posts net earnings of KES 16.4 billion in its Q3 2025 results
Commenting on the results, NCBA 's Group Managing Director, John Gachora noted, "We are pleased to announce our financial results for the third quarter of 2025 marked by strong growth in profitability, resilient NPL coverage of 68.9 per cent, dynamic subsidiary performance and continued focus on making our customers lives easier in a broadly stable operating environment. Our profitability was driven by prudent cost of funding management and better asset quality. Over the review period, regional subsidiaries demonstrated improved effectiveness in recovering bad debts, reflecting disciplined execution of remedial actions. Our balance sheet remained solid with assets and customer deposits impacted by pricing adjustments and softer lending activities across the markets."
By Eunice WAWUDA
NCBA Group PLC has posted a profit after tax of KES 16.4 billion in its Q3 2025 financial results which is an 8.5 per cent increase compared to KES 15.1 billion reported during a similar period in 2024.
Key Highlights
• Profit before tax of KES 20.5 billion,11.1 per cent up year on year.
• Profit after tax of KES 16.4 billion, 8.5 per cent up year on year.
• Operating income of KES 53.4 billion,13.8 per cent up year on year.
• Operating expenses of KES 27.9 billion,14.0 per cent up year on year.
• Provision for credit losses was KES 5.1 billion, 24.5 per cent up year on year.
• Digital Loans disbursed were KES 1 trillion, 35 per cent up year on year.
• Customer deposits closed at KES 488 billion, 5.3 per cent down year on year.
• Total Assets closed at KES 665 billion, 2.0 per cent down year on year.